Margaret Curtis, MDDec 30, 20181 minWhen You Are In A Hole, Stop DiggingThis is a frequently used phrase in my house. It means “if you are in trouble the first thing you should do is stop doing what got you into trouble“. In con...
Margaret Curtis, MDDec 27, 20182 minGetting Good AdvicePhysicians have a reputation for being bad at managing their finances. The reasons are many, and include: years of delayed gratification; high debt loads; st...
Margaret Curtis, MDDec 9, 20183 minWhat I Learned From Working With A CFPI learned a lot from working with a Certified Financial Planner (CFP), about setting financial goals, insurance and college savings. I also learned how murk...
Margaret Curtis, MDNov 9, 20183 minA PSA, and HSAsFirst, a Public Service Announcement: your employer's open enrollment period is probably open, so take 15 minutes to review your benefits. At bare minimum, ...
Margaret Curtis, MDOct 15, 20182 minGrow Your OwnMy husband grows giant pumpkins (BACK OFF LADIES, HE’S TAKEN). His hobby is safe, cheap and keeps him out of trouble. It also bears a striking resemblance t...
Margaret Curtis, MDOct 9, 20184 minCollege Savings for the OverwhelmedCollege savings is an example of “the perfect is the enemy of the good”. You can choose a plan and start funding it with minimal effort and get a good resul...
Margaret Curtis, MDOct 4, 20182 minThe GTH FundI would like to introduce you to the Go To Hell Fund. The Go To Hell Fund (GTH, may also be named more colorfully) is the financial cushion you have so that ...
Margaret Curtis, MDSep 29, 20183 minWhy I (Briefly) Became an Independent ContractorWhen I started my current job, I asked that the first month I work as a per diem before starting as an employed physician. The duties and hours were exactly...
Margaret Curtis, MDSep 4, 20182 minWhy You Might Not Want to Retire EarlyWriting about financial independence is generally focused on one goal: early retirement. In fact, there is an entire community/attitude called FIRE: Financia...
Margaret Curtis, MDAug 24, 20184 minThe AMT, or how I became financially literateWe got hit with the Alternative Minimum Tax two years running. The Alternative Minimum Tax (AMT), if you are blissfully unaware, is a parallel tax code that ...